Insurance Claims

Most superannuation policies have an insurance component attached to them to provide a level of protection in the event a member should become sick, injured or die. The insurance may include a lump sum payment or ongoing monthly benefits, which could ease the financial burden that comes with a long term illness or injury.

 

Should you be seriously injured or suffer a long term illness it is important you seek independent legal advice at the earliest opportunity to ensure that you are aware of all your benefits, the process for accessing benefits and what to do if your claim is denied. Seeking advice from a lawyer with specialist knowledge in superannuation and insurance claims will ensure you have the best chance of obtaining a successful outcome. 

A claim for superannuation, disability insurance, or death benefits can be complex. The success of your claim will depend on the wording of your trust deed or insurance policy and the medical evidence available about your condition.

Generally speaking, you may be eligible to claim through the insurance that is attached to your superannuation policy if you were working and your employer was paying compulsory superannuation and you suffer any injury or illness that has prevented you from working for 6 consecutive months and you are under 60 or 65 years of age (depending on your policy)*.

 

For some matters, we offer a"no win/no fee" service. Click here to find out more about our fee structure.

For further information on how we can assist you, please contact a member of our Litigation team.